Pay your rent. Improve your credit file. For free
Matriva turns the rent you already pay into a stronger credit file - so you can skip repetitive referencing and earn £5 for every friend you introduce.
We’re the only platform that reports your rent to all three credit agencies - TransUnion, Experian and Equifax - for free.
Why tenants choose Matriva
Build credit from rent and move without re-referencing.
Boost your credit file - all 3 agencies, free
We’re the only platform that reports your rent to all three credit agencies - TransUnion, Experian and Equifax - for free. After three verified payments, your rent history builds your credit file from money you already pay.
Skip the referencing hassle
Your verified Tenant Passport carries your identity, income and landlord references - so you never start a new application from scratch.
See moreEarn £5 per friend
Introduce a friend to Matriva and we’ll give you £5 - no limit. Share your link, they join, you both win.
See moreVerified rent payments
Connect your bank securely via Open Banking and let rent payments be detected and verified automatically.
Sign tenancies online
Review and sign your tenancy agreement online with automatic reminders.
Shareable Tenant Passport
A verified rental profile with references, payment history and landlord ratings you can share.
Know what you can afford
Use our affordability checker to see how much rent you can comfortably manage before you apply.
See moreEarn £5 for every friend you introduce
Share your unique invite link. For every friend who joins Matriva, we'll send you £5 - with no limit. The more friends you bring, the more you earn.
How it works
From your first rent payment to a stronger credit file.
Connect & pay rent
Link your bank via Open Banking. Rent payments are detected and verified automatically.
Build your credit
After three verified payments, your rent history is reported to all major credit bureaus.
Skip the referencing
Your verified Tenant Passport replaces repetitive referencing every time you move.
Earn £5 per friend
Introduce friends to Matriva and earn £5 for every one who joins - with no limit.
Document storage
All your rental documents stored in one, easy to find, secure vault.
Fault reporting
Notify us of a fault using our guided system. We've automated everything so no more waiting for your landlord or agent.
Free. Forever. Plus £5 for every friend you bring.
Ready for a better rental journey?
Join Matriva today and enjoy a better rental experience.