Free. Forever.

Your rent should build your credit

Complete referencing, verify your rent payments, and report them to all major credit bureaus - all in one free app built for tenants.

Your rent is probably your biggest expense - so it should count towards your credit score.

No paperwork⚡ Open Banking verified
Happy tenant in modern apartment
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Credit score lift

after 6 months

Everything a tenant needs, in one free app

From your first application to a stronger credit score - Matriva has you covered.

Build credit from rent

After three verified payments, your rent history is reported to TransUnion, Experian, Equifax and ClearScore - boosting your credit score at no cost.

Guided referencing

Complete identity, income and landlord references in one guided application - no paperwork, no chasing.

Sign tenancies online

Review and sign your tenancy agreement digitally with automatic reminders so you never miss a deadline.

Browse verified properties

Find verified listings and express interest to landlords and agents in a single tap.

Shareable Tenant Passport

A verified rental profile with references, payment history and landlord ratings you can share when you next move.

Report maintenance instantly

Flag issues to your landlord and agent directly from the app - with price estimates and WhatsApp updates.

How it works

From rent payer to credit builder

Three simple steps to turn your rent into your biggest credit advantage.

1

Connect your bank

Securely link your bank via Open Banking. Your rent payments are detected and verified automatically - no manual uploads.

2

Build your credit

After three verified payments, your rent history is reported to TransUnion, Experian, Equifax and ClearScore.

3

Share your Passport

When you next move, share your verified Tenant Passport with landlords and agents to stand out from the crowd.

Start building credit from your rent today

Join thousands of tenants turning their rent payments into a stronger financial future.

Free forever - no subscription, no hidden fees
Reported to TransUnion, Experian, Equifax & ClearScore
Open Banking verified — no paperwork
Shareable Tenant Passport for your next move

Free. Forever. No card required.

Ready for a better rental journey?

Join Matriva today and enjoy a better rental experience.