Reference Report
Matriva Tenant Reference

Sarah Mitchell

Flat 4, 28 Chestnut Avenue, London, E8 3LD

Report ID

MAT-REF-2026-04829

Generated

2 September 2026

All checks passed

6 of 6 verification checks completed successfully

Summary

Identity Verification

Passed

Affordability & Income

Passed

Previous Landlord Reference

Passed

Right to Rent

Passed

Open Banking Income Verification

Passed

Rent Payment History

Passed

Identity Verification

Verified

Identity confirmed against a government-issued document and cross-checked with open banking account-holder details.

Full legal nameSarah Louise Mitchell
Date of birth14 March 1992
Current address12 Dalston Lane, London, E8 2DT
ID document typeUK Driving Licence
ID verified on28 August 2026

Name and date of birth matched across ID document, open banking account and credit header data.

Affordability & Income

Verified

Income verified via open banking and employer confirmation. Rent-to-income ratio is within acceptable limits.

Employment statusEmployed (permanent)
EmployerBrightwave Digital Ltd
Job titleSenior Marketing Manager
Gross monthly income£4,850
Monthly rent£1,850
Rent-to-income ratio38% (within 40% threshold)
Verified on30 August 2026

Salary payments of £4,850 matched on the last 3 open banking statements. Employer confirmed employment via secure reference link.

Previous Landlord Reference

Verified

Previous landlord confirmed the tenancy, payment history and property condition.

Landlord / agentHolloway Property Management
Tenancy address47 Kingsland Road, London, E2 8AG
Tenancy duration2 years 4 months
Monthly rent£1,650
Rent paid on timeYes - no late or missed payments
Property left in good conditionYes
Would re-letYes
Reference received29 August 2026

Landlord reference completed via Matriva secure verification link.

Right to Rent

Verified

Right to rent documentation reviewed and verified in line with UK Immigration Act 2014 requirements.

Check typeUK passport (digital identity)
Share codeVerified via gov.uk
Right to rent confirmedYes - no time limit
Verified on28 August 2026

Digital share code validated. No follow-up check date required.

Open Banking Income Verification

Verified

Bank transactions analysed to confirm stated income matches actual salary deposits.

Bank connectedBarclays (via open banking)
Account holder nameSarah Louise Mitchell
Average monthly income (3 months)£4,852
Stated income£4,850
MatchYes - within tolerance
Connected on28 August 2026

Open banking consent provided by the applicant. Transaction analysis covers the last 3 full calendar months.

Rent Payment History

Verified

Previous rent payments verified through open banking, confirming a consistent on-time payment record.

Months of rent verified12
Average monthly rent£1,650
On-time payments12 of 12
Missed payments0
Late payments0

Rent payments to "Holloway Property Mgmt" matched automatically via open banking transaction analysis.

Background screening

UK Sanctions List

No matches found

PEP / sanctions screening

No matches found

CCJ check

No county court judgments on file

Electoral roll

Registered at current address

Prepared by Matriva on behalf of Greenfield Lettings

This report is based on information verified at the time of generation. Report ID: MAT-REF-2026-04829

This is a sample reference report for illustration. Actual reports contain live-verified data from open banking, employer and landlord references.